Bredfin offers a wide variety of investment vehicles depending on the client’s needs and goals. As each client is different, it’s crucial to know the time period of an investment as well as the client’s risk profile. Once we have a good understanding of the client’s financial world, we will match model portfolios to the client’s portfolio which helps us to cater to the needs and goals of the client more specifically.
Two of the most important investment aspects that we focus on when investing our clients’ wealth is flexibility and low costs.
VARIOUS INVESTMENT VEHICLES AVAILABLE TO CLIENTS
Better known in our office as the “Private Pension” or the “Jacket Model”, a RA is the perfect tax efficient vehicle to invest funds for the purposes of retirement. RA’s only pay out from age 55.
A perfect tax efficient vehicle for a high-net-worth client. This investment is taxed internally at 28%.
Also known in our office and by our clients as the “T-Shirt Model”. Funds can be withdrawn and added at any point in time of the investment period. This is the ideal investment option to prepare for a child’s education, saving for a second car or extra retirement savings, etc.
As South Africa makes up only 1% of the world’s economy, investing offshore plays a critical part in any client’s portfolio as it reduces risk. Investment in offshore companies can be done in South African Rand or in United States Dollar.
We advise on the following investment opportunities to our clients: